YouthCred is a Federal Government-backed initiative launched by the Consumer Credit Corporation (CREDICORP) to provide young Nigerians, especially NYSC corps members, employed youth, and youth entrepreneurs, with access to affordable credit.

The platform combines digital credit education with low-interest loan offerings, helping users build credit knowledge and responsible borrowing habits. Upon completing an online credit course, participants become eligible to access short-term, flexible loans tailored to their needs.